The implementation of legal protection for consumers in motor vehicle loan agreements is regulated in Law No. 8 of 1999 concerning Consumer Protection (UUPK). While on Institutions Funding arranged Finance Minister Regulation No. 130 / PMK.010 / 2012 concerning the Registration Fiduciary For Financing Company, and in accordance with the rules mentioned above, the person / company obliged register fiduciary form of vehicle motor in line in accordance with the Regulation of the Minister of Law and the Rights of the Rights of Man of the Republic of Indonesia Number 10 Year 2013 About regulation on registration of Collateral Fiduciary in Electronics and Regulation of the Government of the Republic of Indonesia No. 21 of 2015 concerning Procedures for Registration of Fiduciary Guarantees and Costs for Making Fiduciary Deed Guarantees, which aims to improve public services that require legal services in the fiduciary guarantee field. In the implementation of legal protection for consumers in the motor vehicle loan financing agreement has not been based on justice, because there is still the implementation of a standard clause in the consumer financing agreement. The application of standard clauses in consumer financing agreements under Law No. 8 Year 1999 On Protection of Consumer is one of the development of the various agreements in outside Code Civil. Form of Agreement financing consumers in general, be made in the form of concrete clause. Where consumers are not able to determine the substance of the agreement of financing that the agreement, so that the Law of Protection of Consumers are not able to provide protection that is effective against the consumer, as well as a lack of understanding of the consumer, the perpetrator businesses and apparatus enforcement of law on the protection of consumers resulting in a violation of the rights of consumers. In addition it also institute funding often does not register the guarantee of fiduciary such as electronically to the office of the register of fiduciary.